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Soumis par Yinka Adesola le jeu, 13/07/2017 - 15:23 Permalien
You have said it all. Its the men that have the collateral so has the requirement for the loan while the woman can not.
Also only few females in agriculture are literate. They font have access to such information.
Women in Africa are generally believe to owns nothing . so all the work they do belong to the husband which means they can not use such to apply or seek for loan, grants or funds
The work that female do are always considered to be menial and mostly commonise therefore no one ever thought they need assistance in doing such work
Soumis par Yinka Adesola le jeu, 13/07/2017 - 15:21 Permalien
What has been done – by the AfDB, DFIs and stakeholders - to address the gender gap in agriculture finance? Which financing mechanisms could be successfully used to tackle gender equality in agriculture finance?
My view on the above topic is that we have only been hearing or reading of the AFDB, and DFIs finance support to women. I have never met a woman who had actually benefited from it in my vicinity yet I live and work in the rural area of Nigeria This finance and support arrangement are usually handled or headed by men who have no inkling of what exactly are the needs of the woman.
Because of this, the implementation are either lopsided or haphazardly implemented and hence there is no sustainability.
The best financing mechanism would be to work with legally registered women groups that have rural network. Most women in this group could hardly read or write but they have some representative who is also a member of the group. Empowering some set of women with technical and financial support will easily multiply because the women will broadcast the news to some other women to participate.
AFDB and other finance institutions should ensure they come to the level of rural women for their work to be productive. Without which funds will just be going down the drain.
I will also suggest they should work on project that could be sustained or replicated. Eg. Providing some machinery for women in group and insisting they use it together for not less than 100 women. Also they should be paying some token for the usage of such machine with which another one can be purchase for another group. In few years or months, the machinery would have gone round the locality with increase in production for the women group.
People should be accountable for whatever they are assisted with and they should be able to assist others too for the projects to have impacts and improve their lives in the long term.
Soumis par Yinka Adesola le mer, 05/07/2017 - 17:52 Permalien
AFDB should partner more with women groups and women led groups. It will be nice if the bank can have some people to explore the interior rural people.
70% of food processing are done by the rural, non literate women. They have no access to bank because they don't even keep money in the bank.
They can only be reached through some rural associations and not the cooperate women group.
In most cases finance and helps release hardly get to the right channels thereby creating no impact in food production and processing
Private investor should could partner with AFDB in the area of designing easy tools and processing machineries for rural setting.
The private partners should have it in mind that most rural areas are not on the grid so they should design something that could fits the different communities
Soumis par Yinka Adesola le jeu, 29/06/2017 - 07:33 Permalien
Yes. I can see WAAPP has been doing some wonderful work in some African countries.
Its worth encouraging. I also think WAAPP should be an inclusive step down project. I observed the effects are not felt in the rural areas where they are most needed.
It should be a step down system where women can be subsistence through the acquisition of knowledge and technical know how to empower themselves.
Coordinating women into cooperative or group will be an added advantage. They can learn from each other and build each other up along the line.
WAAPP need intensification, inclusiveness and substainance
Main challenges to Agriculture
Soumis par Yinka Adesola le dim, 16/07/2017 - 13:46 Permalien
You have said it all. Its the men that have the collateral so has the requirement for the loan while the woman can not.
Also only few females in agriculture are literate. They font have access to such information.
Women in Africa are generally believe to owns nothing . so all the work they do belong to the husband which means they can not use such to apply or seek for loan, grants or funds
The work that female do are always considered to be menial and mostly commonise therefore no one ever thought they need assistance in doing such work