Submitted by VICTORIA ADETUNJI on Mon, 24/07/2017 - 04:23 Permalink
Targeted microfinance directed towrads women can improve women’s representation and position within households and communities particularly where land title and other socio-economic factors militate against women’s access to conventional finance.
Victoria Adetunji
2014 AWARD FELLOW
Submitted by VICTORIA ADETUNJI on Sun, 16/07/2017 - 16:59 Permalink
There are inequitable or discriminatory laws and customs that prevent women from acquiring land.
Most land tenure system is still communal. This system suppresses women considering them not worthy of acquiring or inheriting land.
omen therefore either have no or minimal part in the decision-making process within the household or control the allotment of agricultural incomes and to a large extent regarding agricultural development.
Land tenure security can serve as collateral and help women have better access to agriculture finance and purchase modern inputs.
Furthermore structural disadvantages due to unequal access to extension and advisory services, and agricultural financial instruments will continue to widen this gender gap.
VICTORIA ADETUNJI
2014 FELLOW
Submitted by VICTORIA ADETUNJI on Sun, 02/07/2017 - 15:38 Permalink
Financing and encouraging women in agribusiness to shift from local production to industrialized farming and production, while providing leverage for proper business development and administration with an ultimate aim of maximizing profits from well managed cash flows.
Submitted by VICTORIA ADETUNJI on Sun, 02/07/2017 - 15:36 Permalink
A major means of addressing the challenges in order to make adequate impact is to ensure that supports are targeted to women truly in need of supports, especially those at the grass-root level. This can be achieved by creation and promotion of financing schemes targeting women ONLY.
What experiences and lessons could be used to buttress the effec
Submitted by VICTORIA ADETUNJI on Mon, 24/07/2017 - 04:27 Permalink
An experience is that of "Root Capital" a nonprofit social investment fund that grows rural prosperity in poor, environmentally vulnerable places in Africa and Latin America by lending capital, delivering financial training and strengthening market connections for agricultural small and growing businesses.
Root Capital lends to small grassroot s businesses that are locked out of the local banking system – ie too small and risky for mainstream banks and too large for microfinance – and have few alternatives for affordable credit. Root Capital provides financing for both short-term working capital loans and longer-term investments. Moreover, Root Capital seeks to make links between loan clients and higher value markets – such as Fairtrade and organic. Root Capital has commenced primarily in the coffee and cocoa sectors and does not currently have any cotton farming clients.
VICTORIA ADETUNJI
2014 AWAR FELLOW