Various financial models have been applied targeting women in different business sectors with huge success in Kenya like KWFT programs. However little effort has been made to address gender in Agriculture since most traditional financing focus on assets like land etc. Agriculture endowment fund and guarantees system supported by technical support to women farmers could unlock huge economic potential by women in agriculture. Joint stakeholder approach like bringing together the AFDB and local banks, input producers, technical support group, marketers and consumers could result into a complete value chain. This approach brings confidence to all stake holders and makes agriculture a less costly, profitable venture where everyone works towards achieving common objectives.

By considering gender in agriculture as a serious economic sector more banking and non banking financial institutions will start focusing on this very important economic sector.

Our company, Kibogo innovate co., manufacturers of organic fertilizers are willing to offer fertilizers to women farmers as long as AFDB can guarantee payment incase of crop failure or non payment by farmers. From our market research we have confirmed that a number of customers are willing to pay some upfront diposits to farmers as long as they are guaranteed of quality supply. This is a case that proves that both monetary and non monetary guarantees can enhance market confidence and in empowering women in agriculture and accelerating expansion into agribased ventures.